WHAT IS A NO BUY? I’ve had about a million people ask me this. A “No Buy” is basically where you do not buy ANYTHING extra. You can choose your own way to do it, but usually it means you buy nothing but food/gas/other necessary things. WHY WOULD YOU DO THIS? We have racked up some debt! From our wedding to our trip to London and some random splurges in between…we know we need to lower our debt to income ratio. It’s a very simple concept that has proven to be effective for many people. In fact, I did it a few times within the last few years and was…